A new tile roof replacement in Coral Gables qualifies the home for a wind mitigation inspection that can meaningfully reduce the windstorm portion of the homeowner’s insurance premium. The inspection is documented on Florida Form OIR-B1-1802 and evaluates the roof covering type, the roof-to-wall connection method, the presence of a secondary water barrier, and the roof deck attachment specification. A newly installed tile roof with a self-adhering secondary water barrier and current fastening standards typically scores favorably on every section of the form.
Haven Home Remodeling Group advises Coral Gables homeowners to schedule the wind mitigation inspection promptly after the final building department inspection closes the permit. The insurance credits apply beginning at the next policy renewal, and the sooner the completed inspection is submitted to the insurer, the sooner the premium reduction takes effect. Haven’s project concierge can coordinate the wind mitigation inspection timing as part of the overall project schedule so the homeowner captures the insurance benefit without delay.